We pay Card Holders a fee for adding our clients as Authorized Users (AU) to their credit cards. The Authorized user never has access on your account, you, the cardholder remain completely anonymous. The authorized user is paying strictly for the benefit of seeing your credit card's great history appear in their credit report.
Think of us as a financial matchmaker. Many people out there are looking to improve their credit scores, and there are only a few ways to do this. We offer one, a quick and efficient way to boost our clients credit scores by "matchmaking" them with people who have great credit. Our program is a safe and secure way to add clients as authorized users (AU) on credit cards with good payment history, low utilization rates, and high limits allowing them to "piggyback" off your good credit. If you have good credit and qualify for our program, this is where you come in!
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Cardholders can make anywhere from $50 to $350 for each person they add as an authorized user to their credit card, and each card has anywhere from 2 total available slots up to 8. That means on average you can make upwords of $1500 per month, PER CARD, depending on the credit limit and payment history of the card they hold. The smallest amount made by a Cardholder in 2016 was $3,000 and our highest paid Cardholder made $65,000 for the year. The more cards a Cardholder has in our program, the higher the limit and the longer the payment history, the more money they can make. In some situations, we will consider paying a higher premium for cards that have exceptionally high limits and age. Please contact our team for more information on these particular accounts.
The only known risk to our Cardholders is the slight chance that the credit card company figures out that you, the Cardholder, are making money off of your credit card(s) and the credit card company may do one of two things: 1) close the credit card account, or 2) leave it open, but disallow the Cardholder to add any more authorized users to it.
Over the last several years, Certified Tradelines has become increasingly good at learning the trip hazards in the banks’ computer systems, and we are extremely good at avoiding them, which tends to keep our Cardholders credit card accounts free from closures or restrictions.
If a Cardholder is worried about the possibility of their credit card being closed by the bank, we suggest that they apply for a new credit card when they sign up for our program. If the card in our program is closed, the Cardholder will then have an alternate credit card to use if they need to, and could potentially begin selling the new card in our program, as well. Nonetheless, you must be comfortable with the risk of your card being closed by the bank.
Our current Cardholders agree that monthly cash flow is more valuable than having that one credit card. While replacing a credit card is easy, the cash you earn from Certified Tradelines is irreplaceable.
According to lawyers familiar with the practice of piggybacking, as well as industry insiders, the act of paying someone to add another person to their existing credit card account is perfectly legal.
If you are interested in becoming a Cardholder, please email us to let us know what cards you own that you would be interested in selling. Our experts owner will contact you directly within 24 hours.